Medicare by State: How Medicare Advantage, Medigap and Part D Vary

Original Medicare (Part A and Part B) is a federal program so your coverage, costs and benefits will not be different from state to state. Medicare Advantage, Medicare Part D and Medigap plans are available through private insurers. These optional Medicare plans are regulated by each state and tend to vary.

Terry Turner Senior Financial Writer and Financial Wellness Facilitator Terry Turner has more than 35 years of journalism experience, including covering benefits, spending and congressional action on federal programs such as Social Security and Medicare. He is a Certified Financial Wellness Facilitator through the National Wellness Institute and the Foundation for Financial Wellness and a member of the Association for Financial Counseling & Planning Education (AFCPE®). Read More

Savannah Pittle Senior Financial Editor Savannah Pittle is a professional writer and content editor with over 16 years of professional experience across multiple industries. She has ghostwritten for entrepreneurs and industry leaders and been published in mediums such as The Huffington Post, Southern Living and Interior Appeal Magazine. Read More

Aflak Chowdhury Medicare Expert Aflak Chowdhury is a Medicare expert and independent insurance broker specializing in group health insurance. He has worked for major providers including Humana and Principal Financial Group and today works mainly in the small group market. Read More

Fact Checked

A licensed insurance professional reviewed this page for accuracy and compliance with the CMS Medicare Communications and Marketing Guidelines (MCMGs) and Medicare Advantage (MA/MAPD) and/or Medicare Prescription Drug Plans (PDP) carriers’ guidelines.

How to Cite RetireGuide.com's Article

APA Turner, T. (2023, October 23). Medicare by State: How Medicare Advantage, Medigap and Part D Vary. RetireGuide.com. Retrieved September 3, 2024, from https://www.retireguide.com/medicare/costs-and-coverage/state/

MLA Turner, Terry. "Medicare by State: How Medicare Advantage, Medigap and Part D Vary." RetireGuide.com, 23 Oct 2023, https://www.retireguide.com/medicare/costs-and-coverage/state/.

Chicago Turner, Terry. "Medicare by State: How Medicare Advantage, Medigap and Part D Vary." RetireGuide.com. Last modified October 23, 2023. https://www.retireguide.com/medicare/costs-and-coverage/state/.

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